The International Rescue Committee, hereinafter referred to as “the IRC”, is a non-profit, humanitarian agency that provides relief, rehabilitation, protection, resettlement services, and advocacy for refugees, displaced persons and victims of oppression and violent conflict. The IRC has been working in Uganda since 1998 in response to mass displacement and devastation wrought by the rebel group, the Lord’s Resistance Army (LRA). Since then, in partnership with various donors, the IRC in Uganda has expanded to meet the needs of the conflict-affected regions of Karamoja, Acholi, West Nile region, South-Western Uganda as well as amongst urban refugees in Kampala and has a requirement for Re-construction of a Maternity ward at Okubani health centre III, Bidi Bidi refugee settlement, Yumbe district, Uganda.

This report explores how refugees navigate financial and livelihoods obstacles, and the strategies that enable them to manage their finances, access financial services, and attain some measure of financial health and sustainable livelihoods.